Monday, June 6, 2016

5 Kickass Reasons To Get A Payday Advance Loan

5 Kickass Reasons To Get A Payday Advance Loan


1. You promised your mom.


Ok, you didn’t promise her you’d take out a loan, but you did promise you’d visit for her birthday or some other special occasion. When that occasion comes around and life has conspired to make it impossible to save up the cash you need for the trip –transportation, time away from work, and so on – you have the choice between disappointing the woman who brought you into this world or making it work with a payday advance. Which sounds better to you?

2. It’s going to be a hot, hot summer.


Certain home repair and improvements are all too easy to put off when there are other, more urgent matters limiting the flexibility of your budget. You might need your window screens repaired or replaced, or have a central a/c system that isn’t working as it should. Before the seasonal temps start to hit the 80s and 90s on a regular basis, a payday advance loan can help you get what you need. Unlike credit cards and standard personal loans, which add a monthly payment to your household budget for a year or more, payday loans are usually completed within thirty days.

3. Your creditors don’t care that you missed days of work.


Missing work due to being sick, or taking care of a child who’s sick, or for any other reason can really mess with your budget. If you work an hourly job you might not be guaranteed as many hours each week as you need to stay afloat – often you get that many, or more, but if you don’t? It’s time to start juggling bills – figuring out which ones are more important to pay on time, and which it’s ok to pay late. The trouble with that is that the late fees can cost more than a payday advance – you can avoid damaging your credit record, save yourself the late fees, and pay everything on time.

4. There’s no faster way to get cash.


Most personal loans take time to process and be approved for. First you have to fill out an application, which sits on someone’s desk for a day or two before they can get to it. Approval can take anywhere from a few days to a week or more. What good is that if you need the cash for an emergency? Compare that to a payday advance – you can apply at any time of day or night because the whole process is completed online. Instead of making you wait for someone to review your application, lenders process and approve it immediately. Funds are disbursed to your bank account before the day is out, and depending on your bank’s policies you will have access to the cash by the next morning.

5. Bad credit is no problem.


Unlike credit cards and bank loans, you don’t need great credit to be approved. The team of dedicated lenders who work with payday advance loans use a proprietary set of criteria to measure a person’s ability to repay and determine the amount of cash they are eligible to borrow.