Monday, July 25, 2016

5 Ways Online Income Tax Loans Beat Out Old-Style Preparer Advances

5 Ways Online Income Tax Loans Beat Out Old-Style Preparer Advances

1. Convenience is key

Gone are the days of having to find a tax preparation office, deal with traffic, parking, or even taking time off work. You pick the time, you pick the place – your home or anywhere else you have an internet connection – and the computing device of your choice. It’s all up to you!

2. You want fast? We’ve got fast

Tax preparer-initiated loans take time for the application and paperwork, more time for your return to be approved by the IRS before your loan can be initiated, and then more time before you can pick up a check at the office and deposit it to your bank. Online income tax loans take just minutes to apply for, ninety seconds for approval, and most of the time there will be cash waiting in your bank account by the morning of the next business day. What could be faster?

3. Not ready to file your taxes yet? Don’t!

You can still get an income tax loan. The big chain preparers require that you have your return prepared by their office, or at least electronically filed there, in order to provide a loan. And even then the funds you receive will be less than your refund, since fees and interest are deducted first. By contrast, you can apply for income tax loans at any time, even before you’ve filed your return. The cash amount received will be the full amount requested, or the amount you’re qualified for, with no fees or interest assessed until repayment.

4. No paperwork – no hassle!

Income tax loans using an online application don’t require the piles of paperwork like other loans or preparation company loans. Most people dread tax time every year not just because the actual tax return processing is complicated and troublesome, but because it involves digging up receipts, bills, forms, and other financial records. No matter how well we think we’re staying organized, most of us discover we’ve kept track of only half the things we needed to, and spend days or weeks searching for the rest. Applying for online income tax loans requires only basic info about yourself, your job, and your bank account – 1, 2, 3, and done!

5. Old-style tax loans are received

After your return is filed and cleared, and your actual government refund is signed over to the tax-prep company. Income tax loans online with are like borrowing money from yourself – first you borrow and repay the funds you need, then when your income tax refund comes in from the government you get that money again – and this time you get to keep it.

Monday, July 18, 2016

Get the Inside Scoop with Greenleaf Loan Group Reviews

Get the Inside Scoop with Greenleaf Loan Group Reviews

One of the many handy things the internet has brought to us is an abundance of easily-accessed information, both official and unofficial. When you’re renting a hotel room in a vacation spot you’ve never visited before, the corporation’s description of the room and amenities is useful but reviews left by other consumers are likely going to be what sways your opinion of the place one way or the other. Fortunately, the same is true of payday loans – you can find reviews of them online too, and get firsthand information about the experiences others have had with various companies and types of loans.

Greenleaf Loan Group reviews are how Elizabeth H. from Madison, Wisconsin, made her decision when she was in need of some extra cash. “It was just really bad timing – I usually manage to keep my budget pretty well organized, but I’d just spent most of my savings to book a plane ticket home for the holidays when my car broke down. So much for having an emergency fund! I can’t get to work without my car – public transportation around here is not the greatest, and none of my friends who live near me drive in the same direction for work. So I had to get it fixed.” Elizabeth did her research, and found that although people usually love to use online review portals to complain, Greenleaf’s borrowers were a happy group. “’Great experience, great service, just what I was looking for…’ – everything I read turned out to be the same as what I’d write later in my own Greenleaf Loan Group reviews.”

Gregory A. had a very similar response, although under different circumstances. “I’m not proud to admit it, but I’m not having the greatest luck with jobs right now. One of the restaurants I worked in closed down and I had to get something else quick, so my second gig right now is delivering pizza. It’s easy and I don’t mind doing it, but it’s hard to budget my money when I can’t be sure of how much is coming in on any given week. One week I needed cash fast so my rent wouldn’t be late and end up costing me more, so I went online looking at reviews of different short-term loan companies. The Greenleaf Loan Group reviews were all really positive. The rates are competitive, for the type of loan, and everyone said the service was good and there were no sneaky hidden fees or bait-and-switch kind of thing. All the info was right upfront on their website, even the interest rates, and I liked that.” Whether you need extra cash to make ends meet, to cover an emergency, or for anything else that just isn’t in your budget at the time that the bill comes, short term loans are a simple, fast answer – and you can easily find Greenleaf Loan Group reviews online that will assure you that you’re making the right decision like many others before you!

Monday, July 11, 2016

1000s of Americans Use Income Tax Loans To Make Ends Meet

1000s of Americans Use Income Tax Loans To Make Ends Meet

Times are tight for people all over the country – the economy is getting back on track, but it’s a slow process and in the meantime a lot of us find ourselves scraping the bottom of our bank account more often than we’re comfortable with. If you’re struggling to get all your bills paid on time, you’re not alone – but you should know a secret that a lot of your friends and neighbors already know about: income tax loans. No matter what time of year it is, whether you’ve filed your return yet or are still pulling it together and filed an extension instead – or whether you’re already looking forward to next year’s refund – you can borrow against that return now to keep your accounts all in the black, feed and house your family, and avoid late fees and damage to your credit!

Get Approved for Income Tax Loans Easy as 1-2-3

There was a time when the only way to get your income tax refund early was to have your return professionally prepared – and even then you were only going to get cash in hand a few days or maybe a couple of weeks early. But thanks to the technological advances that have brought us online loan processing, other lenders have been able to start to compete with those companies and changed the industry for the better! The process of applying and being approved for income tax loans is far simpler and more convenient than it used to be – now you can apply at any time of year right on your computer, tablet, or even smartphone! Just click the link to the website, fill out the short-and-sweet application form, and before you know it you’ll be looking at the lender’s approval notice right there in your browser! There’s no paperwork except for one single form you can sign online electronically – nothing to fax, print, mail, or have notarized. It’s all online, all electronic, and all completed in just minutes!

Income Tax Loans Get You Cash in as Little as 24 Hours!

The old style of income tax loans weren’t much help if you needed cash quick to pay the electric bill or buy groceries. The new, online loans can put cash in your own bank account as soon as the next business day, depending on what time you apply and what the clearing process at your bank is. Once you sign off on the loan agreement the lender is able to disburse the funds directly to your bank; usually the clearing process takes place overnight and in the morning the funds will be in your available balance. Obviously if you apply for your income tax loan late on a Friday afternoon or over the weekend, or after business hours are over, it’s going to take an extra day. Even so, there’s no faster way to get a loan when you need it, and no more convenient way by far! Click the link to apply today and have cash in your account tomorrow!

Friday, July 8, 2016

Online Loans Made Easy!

Online Loans Made Easy!

Technology seems to be moving faster and faster – so much that most of us can easily list a dozen things we do drastically differently now than when we were kids. Some pieces of old technology have practically disappeared – answering machines, typewriters, cassette tapes – while others most of us couldn’t imagine a decade or two ago have become irreplaceable parts of our lives. The internet, in particular, has changed the way many of us do almost everything, from paying bills to planning a vacation – even communicating with our friends and family. We used to drop by their house or pick up the phone, but now texts and instant messaging is completely standard. Getting an online loan has gone through the same transformation, and can now be done faster and more easily online than by going to your bank and talking to a loan officer in person. In fact, there’s a good chance that if you stopped by your bank branch to inquire about a loan, they’d direct you to first fill out the application that’s available on their website!

Get Online Loans in Minutes with Just Your Cell Phone

There’s nothing easier or more convenient than online loans – not just compared to the old way that started with a paper application submitted at your bank branch. It’s even easier and more convenient than it was a year or so ago. The first step of the process was when internet security advanced to the point where most of us began to feel comfortable making purchases or even paying bills online. Next, loan applications began to be available on websites instead of on paper, so you could use the internet to apply more quickly and easily than the old way. Now, the latest advance of all – complete an entire loan application and approval process using just your smartphone! The websites have been made responsive so that everything you need to read and the forms you’ll complete are all as large and readable on your phone as they would be in a full-sized laptop or desktop computer browser. If you have data access on your phone, you can apply in just minutes from wherever you are – the ER waiting room, the auto mechanic’s shop, the dog park or your own front porch.

Yes, You Can Get Approved for Online Loans with Bad Credit

Millions of Americans are living with the result of past financial mistakes, and it’s true that there are doors that will remain closed to you as long as your “Big Three” credit bureau-assigned credit score is below a certain range. Happily for those individuals, there are some companies that believe in giving people a second chance, especially after a certain amount of time has passed. When you apply for online loans, there’s a good chance your credit report won’t even be checked, because the lenders working with those types of loans use their own proprietary set of approval criteria instead of a standard credit check. They will consider things like your employment history, current employer, and income, giving you the same excellent chance of approval whether you have great credit or not.