Showing posts with label line of credit. Show all posts
Showing posts with label line of credit. Show all posts

Monday, August 7, 2017

3 Situations When Online Line of Credit Loans Come in Handy

3 Situations When Online Line of Credit Loans Come in Handy


Online line of credit loans are nearly always handy, but there are some situations in which they are particularly helpful. First, let us explain what these loans are, and then we’ll share with you what some of our past borrowers have told us are the best ways to take advantage of them.

What Are Online Line of Credit Loans


Our online line of credit loans are loans that are based on our standard payday loan. The latter is a loan that is small, short-term, and largely based on your income. So, getting approved means showing you have a regular paycheck, not showing you have a perfect credit score. These loans are also available online, which means you apply online, get approved in minutes, and get access to your cash through a virtual transfer within about 24 hours. With online line of credit loans, you get approved for a certain amount, but then only draw on it as needed. Now that you know more, here are some situations in which you might want one of these loans.

1. Online Line of Credit Loans Are Great if You Need to Borrow Small Amounts Regularly


If you are a paycheck-to-paycheck kind of person, you may find that you are often in need of some extra cash. It may also be that when you do need cash to get through the rest of the week, you only need a couple hundred dollars here and there, not big amounts. This is the perfect situation for online line of credit loans. Instead of applying for a new loan every single time you need cash, apply just once and draw on the line of credit whenever you need $50, $100, or more. This will make your life so much easier and getting cash a lot more convenient.

2. Use Online Line of Credit Loans When Your Credit Score Isn’t Where You Want it


With our online line of credit loans, you don’t have to jump through hoops to get approved. These are great loans for anyone who is in a pickle with their credit score. If you’re working on getting your score up, but it is still kind of low, this is the loan for you. Our lenders don’t care about your traditional credit score. What they care about is that you have a job, a regular paycheck, and a good job history. These are the factors that will get you approved.

3. Online Line of Credit Loans Are There for You When Time is of the Essence


One of the great things about online line of credit loans is that you only have to apply for them once. When you get approved, you then have a source of cash that you can reach for at any time. In a situation in which you need cash fast, like within minutes, you can get it if you have already applied for this line of credit loan. You won’t have to go through the process again, and wait until the next day for money. This is perfect for emergency situations and any other case in which you need cash fast.

Monday, November 28, 2016

Answers To Your Questions About Online Line of Credit Loans

Answers To Your Questions About Online Line of Credit Loans


What exactly is an online line of credit loan?


Traditional loans are a simple three- part process: application, loan, repayment. The consumer decides they need some extra cash and applies for a loan – that’s step one. Step two is when the lender evaluates the person’s qualifications and decides to make a positive determination and issues a check or deposit for the funds. The recipient then repays the loan amount plus interest, and the transaction is complete. With an online line of credit loan, step one is the same but steps two and three are a little different. Instead of delivering the whole loan amount to the borrower, the lender makes a maximum amount available, from which they can withdraw all or part at any given time. Regular payments are made whenever there is any outstanding balance, and principle repaid goes back into the pool of available funding from which they can borrow. In this way it’s similar to a credit card – you use part of the available funds, make payments, and have the remaining amount as an “available balance” at any given time.

Can I get an online line of credit loan if I don’t have a great credit score?


You absolutely can. Unlike credit cards, mortgages, and most personal loans, the lenders who offer online line of credit loans do not depend on your credit score in order to determine approval. They realize that many of us have had a difficult financial period in our past, or made a youthful miscalculation that resulted in our damaging our credit score – and that credit repair is a difficult and most of all show-moving process. Since the seven-year clock resets every time any action is recorded on an account, it can take a virtually unlimited amount of time for the negative information to age off and disappear. Instead of counting on the “big three” credit bureaus to let them know whether or not a potential customer is a good risk or not, this group of lenders devised their own proprietary set of criteria which depend on current circumstances such as employment, income, and others, rather than on your credit score. This opens these loans up to a much wider pool of individuals – almost everyone has a great chance!

What kind of things can I use an online line of credit loan for?


Use these funds for anything you want or need! Perhaps the annual car insurance bill just came in and you’d forgotten it was due, and didn’t budget for it. You might need plane tickets for a holiday trip home, or a little extra cash for a school trip for your child. Or possibly you work one or more hourly jobs and for seasonal or other reasons you haven’t been getting as many hours as usual – that can throw a wrench into anyone’s budget, but an online line of credit means that whether you need a little cash to get by or a lot to cover a repair or an emergency, it will be there – preapproved – ready and waiting when you need it!

Monday, May 9, 2016

When Emergency Strikes, A Payday Line of Credit Can Save the Day



When Emergency Strikes, A Payday Line of Credit Can Save the Day


Payday Line of Credit
Crises come in all shapes and sizes. Sometimes a giant repair bill appears with no warning, while other times you know there’s a shortage coming because your work hours were cut just enough to cause a problem making ends meet that week. Either way, you need a solution quick when it’s a matter of putting food on the table. A payday line of credit gets you cash quickly, and best of all it’s going to keep being there when you need it – for both the expected and unexpected times your budget falls short.

Payday Line of Credit Is A Loan You Apply For Once and Use Again and Again


When life gives you lemons, the last thing you have time for is tracking down the knife and the juicer, the pitcher, spoon, and sugar – you just want to make lemonade, right now without any complications. When you’re sitting in an emergency room waiting to find out if your child’s knee is torn or broken or just sprained, the last thing on your mind is the bill that’s waiting at the end. Your only concern is for the health of your loved one – and afterward you want to fill any necessary prescriptions, pay the copayment, put gas in the car and buy the injured child their favorite meal, all without putting your bills or other necessities at risk. Knowing you have an approved payday line of credit means you can access the extra cash you need with only about a day’s lead time for the funds to be transferred to your bank. As long as you haven’t exceeded the limit – and all the repayments you make go back into your available balance – you can be confident that you’re prepared for emergencies large and small.

Approval for a Payday Line of Credit is Faster and Easier Than You Think


Payday Line of Credit
Traditional loans seem to make things more complicated than they have to be – lots of questions, lots of paperwork, long waits to find out if you’re approved. If you’ve got good credit it’s a difficult anxious process, but if your credit is damaged it’s even worse because you know you’ll probably get turned down. You’ll have wasted all that time, plus it’s discouraging and embarrassing. With a payday line of credit, the process is quick and convenient – and you can apply at any time of the day or night because the entire process is conducted online. The speed of the internet has changed the loan industry in many ways and this is one of the first and best. In addition, any past credit problems are no problem at all. There’s no credit check, so nearly anyone qualifies. Long-term lenders need to concern themselves with your personal and financial stability over the course of years – but since when you borrow from your line of credit the funds are repaid within about thirty days, lenders have the opportunity to use a different set of criteria when making their decisions. It's a win-win situation for everyone! 

Friday, October 24, 2014

Go Green with Greenleaf Loans

Go Green with Greenleaf Loans


Greenleaf Loans
Help save the environment by going green with
Greenleaf Loans... and get some green for yourself too
Why waste a tree by filling out all that paperwork that banks need for a loan? With Greenleaf Loans, your application is completed online, you receive your cash online—you even pay online! Greenleaf Loans can help when you have an urgent financial need and don’t have the time or resources to explore other more traditional lending sources. Using the Greenleaf Loans site offers you several advantages over other online lending sites.

Get an Easy Loan with Greenleaf Loans


Greenleaf Loans offers loans that are easy to obtain because of their simple online application with no traditional credit checks. You can access the application by going to GreenleafLoans.com. There you can fill out the application online or you can use the convenient mobile application that allows you to apply for loans with your tablet or smart phone. Best of all, you can apply for the loan 24/7!

Get a Fast Loan with Greenleaf Loans


The application process with Greenleaf Loans is fast and easy, and your response is fast as well. In most cases, you will receive a response in about 90 seconds. If you accept the loan terms, you'll also get your money fast. Normally your cash will come within one business day—even faster if you choose a One Hour Loan that is available in some states.

Get a Secure Loan with Greenleaf Loans


Greenleaf Loans connects you with online lenders using secure data encryption that protects your information. Your online application is safe and secure due to SSL technology that helps guard against identity theft.

Get Flexible Loan Options with Greenleaf Loans


Greenleaf Loans offers several options to help you get the cash you need. In addition to the One Hour Loan we already mentioned, you also have the option of a Cash Advance Loan, which is paid off with your next paycheck. You could choose an Installment Loan, which allows you more time to pay, or a Line of Credit for recurring needs when you want to avoid going through the application process each time. Not all loan types are available in all areas due to state regulations, but Greenleaf Loans offers the best options for your area. When you need a fast cash loan for emergency expenses, you can trust in Greenleaf Loans. Click here to complete your fast and easy application.

#GreenleafLoans #GreenLeafLoanGroup