With a fresh start after the first of January everyone has a chance to begin again, to do things better, and to make smarter choices. For a lot of people this extends to financial decisions and goals. While others are out to lose weight and get fit, you want to get financially fit and start making better choices about spending and saving. Here’s your handy guide to using payday loans to meet your money resolutions.
Money Goal #1: Use Payday Loans to Consolidate Debt
Debt is a huge burden and it might seem like getting another loan is a strange way to get rid of it, but trust us on this one. If you have multiple sources of debt, using Green Leaf payday loans to consolidate all of them into one payment is a smart move. It means organizing your debt into one loan so that you don’t have to try to remember all your payment dates or making late payments and incurring even more fees. With Green Leaf payday loans you can consolidate all your debt and get it paid off sooner and at a lower cost.
Money Goal #2: Budget with Payday Loans
Another money goal that a lot of people make and try to achieve is to set and stick to a budget. This can help you to spend less and save more, but it is hard to make a budget when you are often out of cash. Living paycheck to paycheck is challenging, especially when it comes to budgeting. If you use Green Leaf payday loans, you can ensure that you have a set amount of cash to budget for the month. Use this extra cash to make sure you can pay the bills and that you spend wisely and within your budget.
Money Goal #3: Avoid Late and Overdraft Fees Thanks to Payday Loans
If you’re tired of wasting money on late fees when you can’t pay bills on time or on overdraft fees at the bank when you don’t realize you’ve run out of cash, Green Leaf payday loans can help. With the extra cash from these loans you can make sure that you never waste money again paying bills late or overdrawing your account. Another benefit is that you can start to repair your credit score when you start paying bills on time, and this means you will ultimately save money because a better score will get you better rates in the future.
Now is the best time to start planning for a better financial year. Applying and getting approved for Green Leaf payday loans may be the easiest thing you do this year too. Just use a mobile app on your smartphone and you could have the cash you need for your financial resolutions by tomorrow.
How to Use Payday Loans in the New YearBy Eric Knapp -
Ok, you didn’t promise her you’d take out a loan, but you did promise you’d visit for her birthday or some other special occasion. When that occasion comes around and life has conspired to make it impossible to save up the cash you need for the trip –transportation, time away from work, and so on – you have the choice between disappointing the woman who brought you into this world or making it work with a payday advance. Which sounds better to you?
2. It’s going to be a hot, hot summer.
Certain home repair and improvements are all too easy to put off when there are other, more urgent matters limiting the flexibility of your budget. You might need your window screens repaired or replaced, or have a central a/c system that isn’t working as it should. Before the seasonal temps start to hit the 80s and 90s on a regular basis, a payday advance loan can help you get what you need. Unlike credit cards and standard personal loans, which add a monthly payment to your household budget for a year or more, payday loans are usually completed within thirty days.
3. Your creditors don’t care that you missed days of work.
Missing work due to being sick, or taking care of a child who’s sick, or for any other reason can really mess with your budget. If you work an hourly job you might not be guaranteed as many hours each week as you need to stay afloat – often you get that many, or more, but if you don’t? It’s time to start juggling bills – figuring out which ones are more important to pay on time, and which it’s ok to pay late. The trouble with that is that the late fees can cost more than a payday advance – you can avoid damaging your credit record, save yourself the late fees, and pay everything on time.
4. There’s no faster way to get cash.
Most personal loans take time to process and be approved for. First you have to fill out an application, which sits on someone’s desk for a day or two before they can get to it. Approval can take anywhere from a few days to a week or more. What good is that if you need the cash for an emergency? Compare that to a payday advance – you can apply at any time of day or night because the whole process is completed online. Instead of making you wait for someone to review your application, lenders process and approve it immediately. Funds are disbursed to your bank account before the day is out, and depending on your bank’s policies you will have access to the cash by the next morning.
5. Bad credit is no problem.
Unlike credit cards and bank loans, you don’t need great credit to be approved. The team of dedicated lenders who work with payday advance loans use a proprietary set of criteria to measure a person’s ability to repay and determine the amount of cash they are eligible to borrow.
24 Hour Payday Loans Are the Answer When You Need Cash Fast
Do you know anyone who doesn’t worry about money? Many of us were brought up to believe it’s not polite to discuss finances, but just between us – even making a comfortable income, even if you own your own home and drive nice cars and take a family vacation every year, we’re always skating pretty close to the edge, right? Just one missed paycheck, one major unexpected repair bill, and you could find yourself in a really scary place financially – just like most of the rest of us. And nobody’s talking to each other about it, so those who have discovered 24 hour payday loans don’t get the chance to tell their friends that they don’t have to live with the worry or uncertainty anymore.
Speed and Simplicity are the Keys to 24 Hour Payday Loans
There are a lot of ways to get extra cash. Most of them are loans of some kind – credit cards, pawnshop loans, personal loans from your bank or credit union – but there are others as well such as part-time jobs, consignment shops, yard sales, and even being a medical research subject! Other than getting a second job, which can take far too long to be practical when you’re in a crisis, most of the more creative solutions aren’t reliable enough to count on to provide income whenever you need it. Credit cards are great if you have them, if you have good enough credit scores to get them – but the downside is that we all have a tendency to repay them much more slowly than we plan to. We think we’ll pay them off right away, and only pay interest for a few months, but a year or more later the card has a higher balance than ever as the interest has continued to accrue and build up every month while we kept making the minimum payment amounts. Pawn shops make you risk losing your belongings if you can’t repay the loan on time, and banks have all sorts of red tape and hoops to jump through. 24 hour payday loans, on the other hand, put cash right into your bank account within a single business day – and they do it with a bare minimum of time and trouble.
Bad Credit? No Credit? Either Is Just Fine With 24 Hour Payday Loans
Bank loans and credit cards rely heavily on your credit score to determine whether you are eligible for the loan or card. In many areas of our economy, in fact, your credit score can make or break your ability to reach your life goals. Unfortunately many people have found themselves saddled with a lot of negative credit issues through no fault of their own. Businesses fail, the mortgage industry collapsed, and people who were just trying to live their lives got caught up in the mess. For those people, 24 hour payday loans can be a lifesaver. They fill in the gaps where credit cards and easy bank credit used to be. They may cost a little more (or they may not – details vary greatly) but they’re a lot faster and request far less personal information when you apply. Sometimes easier is better!
24 Hour Payday Loans Are the Answer When You Need Cash Fast, By Eric Knapp -
Learn the common mistakes people make when applying for short term cash loans – and increase your chances of getting approved right out of the gate.
1. Be sure your current income is high enough to qualify.
The minimum income for short term cash loans is $1000 per month. If your main job doesn’t bring in that much, be sure to include any other income you might have – perhaps a second job or a spouse’s income. Meeting the minimum required income is one of the first things that will be considered and too little income is an automatic disqualification, so be sure to include all your income!
2. Don’t apply for more than you can afford.
It’s important to keep in mind that the standard arrangement for a short term cash loan is for it to be repaid out of the next paycheck. If you take home $1000 each paycheck and borrow $1000 (even discounting fees and interest) – you’ll have zero to live on. If you use the loan to pay for all the bills your next paycheck would have gone toward and don’t need any more than that, that’s great – but for most of us that’s not usually going to be the case. So keep your personal budget in mind when you consider how much money you can or should borrow. There is the option to extend the payment terms for an additional fee, so you can of course take that into account as well.
3. Complete all sections of the application completely.
Leaving information off of your application can damage your chances of approval irreparably. In order to make the application short and speedy, it’s been pared down to the bare minimum, so any information omitted is likely to be an item that’s required in order for the lender to give you the “yes” on that cash loan. The various sections request your personal identification info like your address, driver’s license number, employer and income, payday dates – because that’s when payment are drafted from your bank account – and bank routing and account numbers. Leaving any of those out can cause your application to be rejected and put you back to square one.
4. Fill out all information accurately – especially numbers!
This item is related to the previous one. Inaccurate information is effectively equal to missing data – if your pay date or bank account number is not accurate, the lender will not be able to process your funding or repayment, which prevents them from approving a loan. Some of the most common errors on loan applications of all kinds are leaving digits off of long numbers or unfamiliar numbers you don’t use often, and transposing numbers – switching their order. It’s a great idea to double check before you hit submit!
5. Make sure all IDs and bank account numbers are valid.
Expired or inactive bank account or drivers license, for example, will disqualify your application even if your income, employment, and other factors all point to approval. Don't let that happen for your cash loan!
5 Secrets To Getting Approved for Cash Loans! By Scott Lobo -
Swap Out Those Late Fees For A Low Cost Payday Loan
When the budget gets tight, the first thing most of us do is start “juggling” – pay one bill late so there will be enough cash to pay the others on time. This can go on for some time, but the late fees build up and can begin to affect your credit report. That’s not something you want to make a habit of! Instead of risking your good credit rating and paying late fees month after month, apply for a short-term, low cost payday loan and pay your bills on time! It’s the fastest, simplest way to borrow money and reclaim your financial life. Whether your budget was unbalanced by a health emergency, a household appliance that decided it was time to have an inconvenient breakdown, or an unexpected trip across the country to see your best friend get married ahead of schedule, there’s cash available to make sure that financial difficulties don’t have to upend your life.
A Low Cost Payday Loan Can Be Used For Fun Too, Not Just Crises
Summertime is the perfect time for family fun and adventures that will be remembered for years to come. The family bonding created by a road trip to the family reunion or a week at a beach house are worth far more than the dollars needed to make those experiences happen. We all plan to save for special occasions and vacations, but that’s hard to do – even with the best of intentions, there are always other unexpected expenses that those dollars could or should be spent on. Sometimes those are emergencies, and other times just temptations – but either way there’s rarely a healthy fat savings account waiting when it’s time to hit the road with the family! One answer is a low cost payday loan – you can borrow what you need, up to $1000, and repay it out of your next few paychecks. The interest and fees are fair and reasonable, and there are flexible terms if you need them. Don’t let an empty savings account keep you stuck at home all summer!
You Can Actually Save Money With A Low Cost Payday Loan
Have you ever bounced a check, or overdrawn your account with an electronic transaction? Do you remember how much it cost you? Due to banks’ policies of clearing the largest charges first, what might have been one bounced charge can easily become many. Average overdraft fees are $30 each, and all it takes is one small miscalculation to begin a spiral of charges that can cost hundreds of dollars. Don’t let yourself get into that situation. If you see that your budget is so tight that overextending your account might be a concern, apply for a low cost payday loan to put an extra hundred in your account, or whatever it will take to give you a safe margin of error. The related fees and interest will be less than you’ll pay the bank for allowing your account to go into the red, and you’ll know ahead of time exactly how much it will cost, which puts you in the driver’s seat!
Swap Out Those Late Fees For A Low Cost Payday Loan, By Eric Knapp -
There’s No Better Borrowing Deal Than A 30 Day Payday Loan
Budgeting is hard, and saving is even harder.
Use a 30-Day Payday Loan to make it through.
Do you need some extra cash quick, to cover unexpected bills or a special event you weren’t successful in saving up for? It happens to most of us at some point or another. Sticking to a budget is difficult enough under normal circumstances without having to reorganize everything periodically to account for unusual expenses. If you happen to work at a job that doesn’t always provide the same number of hours each week, this can be even more complicated. The standard guideline is that we should all have enough cash in an emergency fund to cover three to six months’ expenses – but that’s a tough thing to accomplish! Realistically most of us are lucky to keep anything at all in savings on a regular basis, so when those emergencies or surprise bills appear, a 30-day payday loan can keep us from getting into real trouble!
A 30 Day Payday Loan Lets You Keep Your Eye On The Real Issues
When a crisis hits, it’s bad enough to have to deal with the problem without being distracted by the financial aspects of it. If a loved one is in an accident or falls ill, or an expensive repair throws a wrench into your carefully planned monthly budget, you need to put your energy and attention into solving the problem – not worrying about where the money is going to come from! A 30-day payday loan can put your focus back where it belongs. In as little as 24 hours you can have the cash you need, in your bank and ready to spend, so that you can put your focus where it belongs. Payday loans have the added benefit of being available to nearly everyone, regardless of credit history or the availability of collateral. Credit history might be important when the term of the loan is long, since it reflects a person’s financial and credit management over time. However, short term loans permit the lenders a degree of latitude to approve individuals who would not be able to borrow funds through traditional lending arrangements.
It’s Fast and Simple To Get a 30 Day Payday Loan
If you ever found yourself in a financial jam and wished you could just snap your fingers and have money the next day, a 30-day payday loan is the next best thing! It takes only a few minutes to complete the application, and lenders are available 24/7 to review and approve applications. That means no waiting until “Monday through Friday 9-5” for someone to come into work and start going through the stack that’s been accumulating. They stay on top of them! So you’ll have your approval almost immediately, and be able to review the terms and sign your loan agreement electronically, right on your computer. The lender can then disburse your funds to your bank immediately, so they’ll be available to you as soon as the next business day.
#30daypaydayloan #GreenLeafLoanGroup
There’s No Better Borrowing Deal Than A 30 Day Payday Loan, By Ray West -
Rescue Yourself from a Financial Crisis with a Fast Easy Payday Loan
Use a payday loan for whatever you may need
Nobody is immune to life’s little emergencies. These range from car repairs to home repairs, traffic tickets to theater tickets (hey, when the right show comes to town, getting to see it can be a true emergency!) Basically, anything that has to be paid for immediately, regardless of the fact that it hasn’t been accounted for in your well-planned budget (or your impromptu budget, depending on your style) can be thought of as an emergency. Fortunately there’s a simple solution. Payday loans can provide extra cash when you need it, and the process is faster and easier than you might imagine!
Payday Loans Can Make Life More of an Adventure
Sometimes it’s not the troublesome things that create a need for additional ready cash – sometimes it’s a cause for celebration or desire for adventure. Destination weddings are becoming more and more popular, so if you have friends or family members preparing to get married there’s a chance you’ll be called on to fly across the country to participate. Cruises are popular destinations, as are tropical islands. Do you have the savings to make a trip like that if the invitation arrived today? How would it feel to have to decline and miss the event completely? Fortunately payday loans can come to the rescue!
Other types of travel and adventure might create a need for a payday loan as well: think about holiday travel or visiting faraway friends. Perhaps you stumble across a great deal for a flight to a country you’ve always wanted to visit – Iceland, or Wales, or Australia. What if your child has the chance to go on a school trip overseas? Or just a couple of weeks at camp? There are opportunities that don’t come every day, and it’s maddening not to be able to take advantage of them. But your savings account is empty… and that’s when payday loans come into play. You get to spend money you know is coming to you, but isn’t here quite yet.
You Can Get A Payday Loan With Good Credit, Bad Credit, or No Credit At All
Having a good credit rating has become more and more important over the past several decades, but in the past few years, it also became shockingly easy to lose it. With the upheavals in the US economy, people who work hard and pay their debts and always had a stellar credit record have found themselves in the position of losing their good name through no fault of their own. Stock prices falling, the housing market crash, and unprecedented waves of unemployment have all contributed to black marks on the credit records of people who have done everything right, everything they were supposed to do. If you’re one of those, and now find yourself turned down for traditional loans and charge cards, do not lose hope! Payday loans are there for you.
In addition to the payday loan application being quick and simple, there is no credit check involved. Rather than base the decision of your creditworthiness on events of the past which may or may not have been within your control, loans are approved for consumers who currently have a steady job that meets certain income requirements, are at least 18, and have a US bank account. In other words, are you able to pay back the loan in the next 30 days, or longer if you qualify for extended repayment terms? It’s all about now – your current income, your current circumstances – instead of having to wait seven to ten years after any credit-rating issues took effect.
Payday Loans Are the Speedy Solution
One of the most important issues for most borrowers is timing. When you need to get to work tomorrow, you can’t wait four days to pay the auto mechanic. Payday loans are a champion at getting you money fast. You can apply and be approved 24 hours a day, seven days a week, and receive funding as quickly as one hour with certain lenders. That’s right – one hour. Others have the option of being approved for a line of credit, which means you only have to apply once, and then the funds are available whenever you need them, up to a certain amount. Repayments are returned to your available balance – minus interest and fees – and become available for you to borrow again. It’s the fastest way to borrow, and a tremendously secure feeling, knowing those funds are there for you on a moment’s notice!
Payday Loans are the Fast, Simple Solution to Temporary Cash Shortage
The key to using payday loans is that you know the funds are on their way. You’re gainfully employed, and simply need to access some of your own funds that you haven’t yet received. Payday loans are the perfect solution! In addition to letting you access your funds ahead of your paycheck and pay them back effortlessly through your bank account on payday, applying is the simplest process you can imagine. First of all, you can apply from virtually anywhere. The application form is completed and submitted online, from the comfort and convenience of your own home. There are only a small handful of questions, just enough to verify that you meet the basic qualifications for borrowing. Approvals are practically instantaneous, and lenders are available 24/7 to arrange the repayment terms and to deposit the funds into your bank account. The process is fast and incredibly easy!
#PaydayLoan #GreenLeafLoanGroup
Rescue Yourself from a Financial Crisis with a Fast Easy Payday Loan, By Scott Lobo -
Have you come up a little short at the end of the month? Did your last paycheck not stretch quite as far as you thought it would? Have you experienced an emergency and have unexpected bills to pay? If you can answer yes to any of these questions, you should consider taking advantage of an online payday loan. This type of loan is designed for just these situations. Not everyone has the credit score, the time to wait, or the need for a big, long-term bank loan, which is why providers offer quick, small, online payday loans.
An Online Payday Loan is Convenient
When you need a small chunk of cash, you can’t beat the convenience of an online payday loan. Imagine going to the bank for a loan. You need to meet with a banker in person, fill out a complicated application, show evidence of a good credit score, and then wait while the bank decides if you are worthy of a big loan with a long-term payback scheme. On the other hand, if you choose to get an online payday loan, you will need only a few minutes. Fill out a quick online application, show evidence that you get a regular paycheck, get approved in minutes, and then sit back and wait for the cash to show up in your bank account. Most online payday loan providers will approve you in minutes, and get you the cash you need within a few hours.
An Online Payday Loan Takes the Worry out of Emergencies
If you live paycheck to paycheck, even if you are careful about your money and plan your expenses thoughtfully, an emergency can be a major financial setback. The stress and worry that this type of situation causes can be devastating. You may be facing unpaid bills with high associated late fees or high bank overdraft fees if you try to pay those bills with an empty account. There is no need to worry about where the money will come from when you can turn to an online payday loan. You don’t need to have great credit, and you can get the cash you need quickly, so you can stop worrying. Your online payday loan can be paid back when you get your next paycheck, or renewed if you need more time. The entire process is designed to be completely stress-free so you can get back to your normal routine.
An Online Payday Loan is Safe and Secure
It is important that you choose an online lender that protects your personal information with up-to-date security features on their website. It is also important that your online lender understands and abides by all state and federal regulations that protect you, the borrower, when you get an online payday loan. GreenLeafLoanGroup.com protects your information with the highest levels of data encryption available in the industry today, and their lenders are reputable with great reviews from many repeat customers. Simply click this link to complete your online payday loan application, and put your financial worries to rest.
Green leaf payday loans help Americans get back on their feet
Debt, late payment charges, repairs, medical bills, and travel expenses are just a few examples of crippling costs that can set families back for months. Green leaf payday loans are changing that and people are noticing
Paycheck to paycheck, not when there's Green Leaf payday loans
One fourth of working Americans live paycheck to paycheck. Many families make it by on this type of lifestyle, but very few thrive during times of financial crisis. In fact, the majority of people that live paycheck to paycheck don’t have more than a couple hundred dollars saved up at a given time. When an unexpected cost surfaces, many paycheck to paycheck families have little to no options available to them. Luckily a company called Green Leaf Loan Group offers there green leaf payday loans is changing the way low-to-middle income families receive financial assistance.
Green leaf payday loans are short-term loans provided through Green Leaf Loan Group, a financial services company that specializes in the fast cash lending industry. Their network of lenders lend their borrowers up to $2500 and expect their borrowers to repay the loan 2-4 weeks after they received it. It’s called a payday loan because people usually receive a loan up to the amount of their upcoming paycheck. There are no credit checks, no faxing, and no lengthy paperwork process. Families prefer Green leaf payday loans to other financial service companies because of the speed of service and safety of the site.
“I've been applying and receiving payday loans for almost 3 years now,” Mark Ericsson, a California resident said. “I stumbled on Green leaf payday loans after reading some Green leaf payday loan reviews and decided to give them a try. The process was safe and fast. The entire process took less than a few minutes. I’d definitely recommend Green leaf payday loans to anyone who needs some fast cash.”
Green leaf payday loans are affordable and hassle-free, too. Green Leaf works with a private network of direct lenders. Direct lenders provide some of the cheapest interest rates currently available. Green Leaf sought out the best direct lenders because they wanted to help their customers get the cheapest APRs they possibly could.
“At Green Leaf we put our customers first,” Green leaf payday loans employee Derek Walberg said. “Most of our customers are single moms, single dads, struggling families, people with bad credit, and young adults. We work with the people who need money the most and we want to do everything in our power to make sure they not only get the cash they need, but the service that they deserve.”
Direct payday loan lenders are approving qualified borrowers for $1500 loans
The $1000 loan is old news. Now, direct payday loan lenders are approving borrowers for up to $1500 instantly. Borrowers can still apply online, get approved, and receive their money the same way they did before. The only difference now is that borrowers can get more for their dollar.
“We decided to start giving borrowers a larger opportunity,” direct payday loan lender Phil V said. “Many borrowers were complaining that $1000 just wasn't enough. We listened. The cost of living has gone up, so naturally our maximum loan amount should go up, too.”
Any US legal adult can apply for the direct payday loan lender $1500 loan, regardless of their credit score. As long as they have a steady flow of income and a bank account, they can be instantly approved.
“Other direct payday loan lenders like myself believe that $1500 is a better loan and will better help to cover the majority of financial distresses that most middle-class people face,” Phil explained. “Our customers under financial hardship usually need help with their mortgage, child care expenses, or travel expenses. Most mortgages are well over $1000. Even renters are paying more than $1000.”
