Showing posts with label refund loans. Show all posts
Showing posts with label refund loans. Show all posts

Monday, July 24, 2017

4 Things You Need to Know about Getting a Refund Anticipation Loan

4 Things You Need to Know about Getting a Refund Anticipation Loan


Before you dive in and take out a tax refund anticipation loan, there are some important things you need to know. No loan should ever be taken out lightly, without thinking about how it will impact your finances, what it will cost, and how you will use the money. Loans can be great for getting extra cash, but understand what you’re getting into so you can make the right choice and be a smart financial consumer.

1. A Refund Anticipation Loan Can Provide Cash for Any Need


A refund anticipation loan represents money, no matter what you need that money for. This is the basic purpose, whether it’s related to taxes or not. When you need money, this loan can provide it. A lot of people use these kinds of loans to cover daily expenses until the next payday comes around, but others use the cash from these loans to pay for sudden and unexpected expenses, or to pay down debt from more expensive sources. You can use the cash any way you want.

2. You Can Get a Refund Anticipation Loan any Time of Year


Although these loans reference taxes and refunds, you can actually access and get approved for refund anticipation loans at any time. During tax season, before the new year begins, or even well after traditional tax season is over, you can get this loan. You don’t even have to have a refund coming from the government to get approved. You just need to apply and show that you have a job and an income that allows you to afford this small loan.

3. Bad Credit is No Roadblock to a Refund Anticipation Loan


A lot of people like to use these refund anticipation loans when they actually have a refund on the way. It does show that you will eventually get the money you need to repay the loan, but you can also get approved on the strength of your job history and income. This means that credit score is not an issue for our lenders. They don’t do traditional credit checks to approve lenders, so you can have a lower credit score and still get the loan you need.

4. A Refund Anticipation Loan is More Affordable than You Might Think


Some people who could really benefit from this type of lending too often avoid getting a refund anticipation loan because they assume they can’t afford the costs. While it’s true that a refund anticipation loan may have higher interest rates than a bigger bank loan, there’s a good reason for that. This loan is a short-term loan and the amounts of the loans are typically small. Even with what seems like a high interest rate, the overall expense of the loan is small and reasonable. You can probably afford this loan, so calculate the cost before you reject it as too expensive.

Monday, September 5, 2016

There’s a Faster Tax Refund Loan – Apply Now!

There’s a Faster Tax Refund Loan – Apply Now!


Borrowing against your income tax return used to be complicated, and could take up to two weeks to get the check! That’s changed, but so have the options available that are faster and better. Instead of having to have your tax refund prepared by the company offering the loan, you can now get an advance on your refund no matter how you file – or even if you haven’t filed yet! An online tax refund loan is the simplest, fastest way to get quick cash when you need it - and best of all it’s your own money. Most loans are borrowed, repaid, and that’s the end of the transaction, but with a tax loan you get the money back again after repaying it!

How To Get a Tax Refund Loan Using Just Your Smartphone


It’s true! You don’t need a full sized computer or even a laptop to apply for a tax refund loan. Technology is advancing at such a rapid pace, and phones are getting so very smart, that many of us are using our phone as our primary computer for many day to day tasks. Keeping in tune with these advances, the developers behind the scenes have made sure to keep up and improve the website to be “responsive,” a term used for websites that adapt to the type and size of screen they’re being viewed on, and look as clear and easy to read and navigate on a phone as they do on a standard monitor. All you need to do is direct your browser to the website, click the link to the application, and complete it as you would any other online form. The questions and text boxes will all be clear and easy to read and understand, unlike some websites that aren’t specifically designed to be phone-friendly. You’ll have it done just as quickly as you would on a regular computer and keyboard, and approvals will come in just as fast!

But Is It Really Safe To Get a Tax Refund Loan Online?


Income tax refunds are just the latest of many financial services being successfully and safely conducted via the internet these days. The evolution has been gradual but steady. First came ATMs and withdrawing money from a machine using a plastic card. Then we all got used to the idea of having our paychecks deposited directly into our bank accounts instead of provided to us as a paper check. In the 90s “check cards” became commonplace, and making purchases with a card that withdrew funds right from our bank account began to overtake the use of cash. As more of us began to get internet access in our homes, we began to do our banking online – and that’s when it really got interesting. Checking an account balance on our computer was simple enough, but what about paying bills? That took some getting used to – trusting that the funds would go from their source to their destination without error, and that you’d be properly credited – but we all do it now quite routinely. Making purchases online, using our bank account number or credit or debit card, are so commonplace that we can hardly remember what it was like not to be able to do so! Receiving a tax refund loan online is hardly any different than that, because the exact same type of security is used for loans as is used for banking and purchases. Secure encryption makes sure that the information can’t be accurately captured in transit, whether you’re paying the electric bill or applying for a tax refund loan!

Monday, June 20, 2016

Can’t Make Ends Meet? Tax Refund Loans Catch You Up!

Can’t Make Ends Meet? Tax Refund Loans Catch You Up!


We’ve all been there. Especially at certain times of year, expenses tend to get ahead of our income and we resort to paying bills late, pawning our electronics or gifts, or even borrowing from friends and family to tide us over until we can get our budget to balance again. Often, getting a long-awaited income tax refund is what gets everything back in order again – so why wait? Tax refund loans are available all year round, so there’s no need to let yourself accrue late fees on your bills or put yourself in that fragile sort of situation in which you owe money to someone you have a personal relationship with and put that relationship in jeopardy. The best part of a tax loan is that it pays you twice – you get the funds when you take out the original loan, repay it as arranged (usually from your next paycheck), and then you get the full balance again when the government refund arrives.

How To Get Tax Refund Loans When You Need Them Most


It’s easier than ever now to borrow against your tax return! Tax refund loans used to be a long and involved process, but no more. Now it’s as easy as picking up your smartphone – the one that’s probably with you day and night anyway – and clicking a website link. The application takes just a few minutes – it’s comprised of just a handful of basic questions to confirm that the basic qualifications are met and collect the information that will be required to execute the agreement. Approval takes less than two minutes, and you can have cash waiting in your bank account as soon as the next morning! It’s that simple – whether or not you’ve even filed your income tax return yet this year. Even better, there’s no longer a need to have your taxes completed by a preparation chain in order to get an advance on your loan – chains who deduct fees and interest from the funds they issue to you. With GreenLeafLoanGroup.com you get every cent you qualify for!

Tax Refund Loans Keep Your Personal Info Private and Secure


Do you need an advance on your tax return, but don’t want to share too much of your personal information with some anonymous company – or do you worry about internet security and whether an online loan form is a secure way to provide that data to a lender? Both are legitimate concerns, but you can let your mind rest easy! Let’s talk about the first one first. When you apply for a tax refund loan, you do not have to provide a copy of your tax return – this year’s or any year prior. You can apply even if you haven’t filed yet this year, and nobody will ever know the difference. In regard to the second question, it’s true that data breaches are in the news quite a lot. They do happen, but financial institutions and payment intermediaries have a stricter security standard than basic websites, and payday loan websites such as the ones that offer tax refund loans use the same type of encryption technology that banks do.