Monday, June 13, 2016

Why Run Up Your Credit Card When You Can Get Cash Advance Loans?

Why Run Up Your Credit Card When You Can Get Cash Advance Loans?


If you’re like many of us, your first instinct when you’re short on cash and need to pay a bill or make a purchase is to pull out the credit card. After all, it’s easy to do, the monthly payment is small, and you can take as long as you want to pay it off as long as you send at least the minimum requirement. But here’s something to try: look at last December’s statement and check the “Interest Paid Year to Date” box. Now do a little math – how many years have you been using that account for? Everything you charge makes that number go up – and makes the minimum you need to pay each month go up. And what about the overall balance? Has that gone up or down during the past year? Now compare that to cash advance loans: quick access to the funds you need when you have something to pay, such as a bill or a repair, that you could pay out of your next paycheck if only you had the option of waiting that long. You need cash now! Short term loans get you that cash, charge interest one time, and then you’re done. No disruption to your monthly budget, and no ongoing payment or interest charges. If you don’t have a credit card this type of situation can be even more challenging. Fortunately, cash advance lenders do not factor your credit score into their decision, so a negative credit history will not hurt your chances for approval.

Cash Advance Loans Easy As 1, 2, 3!


Just how fast and easy can you get your overdue bills paid with cash advance loans?

1. Click the link to the website to get started in a flash! Whatever your schedule is like, whatever your transportation situation, you can apply for cash advance loans. This is because it’s all done online at any time of day or night – whatever’s most convenient for you, with no need to adhere to anyone’s business hour or location.

2. Fill out the simple application form – just a handful of basic questions to make sure the minimum requirements for eligibility are all met. Those requirements include being at least 18 and a citizen, having a job with at least $1000 monthly income, and a bank account. The form takes just a few minutes to complete, and requires no backup documentation, no prior year tax returns or anything else to print, fax, or mail in to complete the application.

3. Receive lender approval in just ninety seconds! Cash advance loan approvals are fast, so you can put your mind at ease and focus on your job, your life, and your family instead of your bills. As soon as you review and sign the agreement that discloses all the terms, conditions, and costs right up front, the lender will be able to transfer the cash to your bank account for you to have access to as quickly as your bank’s policies allow.

Monday, June 6, 2016

5 Kickass Reasons To Get A Payday Advance Loan

5 Kickass Reasons To Get A Payday Advance Loan


1. You promised your mom.


Ok, you didn’t promise her you’d take out a loan, but you did promise you’d visit for her birthday or some other special occasion. When that occasion comes around and life has conspired to make it impossible to save up the cash you need for the trip –transportation, time away from work, and so on – you have the choice between disappointing the woman who brought you into this world or making it work with a payday advance. Which sounds better to you?

2. It’s going to be a hot, hot summer.


Certain home repair and improvements are all too easy to put off when there are other, more urgent matters limiting the flexibility of your budget. You might need your window screens repaired or replaced, or have a central a/c system that isn’t working as it should. Before the seasonal temps start to hit the 80s and 90s on a regular basis, a payday advance loan can help you get what you need. Unlike credit cards and standard personal loans, which add a monthly payment to your household budget for a year or more, payday loans are usually completed within thirty days.

3. Your creditors don’t care that you missed days of work.


Missing work due to being sick, or taking care of a child who’s sick, or for any other reason can really mess with your budget. If you work an hourly job you might not be guaranteed as many hours each week as you need to stay afloat – often you get that many, or more, but if you don’t? It’s time to start juggling bills – figuring out which ones are more important to pay on time, and which it’s ok to pay late. The trouble with that is that the late fees can cost more than a payday advance – you can avoid damaging your credit record, save yourself the late fees, and pay everything on time.

4. There’s no faster way to get cash.


Most personal loans take time to process and be approved for. First you have to fill out an application, which sits on someone’s desk for a day or two before they can get to it. Approval can take anywhere from a few days to a week or more. What good is that if you need the cash for an emergency? Compare that to a payday advance – you can apply at any time of day or night because the whole process is completed online. Instead of making you wait for someone to review your application, lenders process and approve it immediately. Funds are disbursed to your bank account before the day is out, and depending on your bank’s policies you will have access to the cash by the next morning.

5. Bad credit is no problem.


Unlike credit cards and bank loans, you don’t need great credit to be approved. The team of dedicated lenders who work with payday advance loans use a proprietary set of criteria to measure a person’s ability to repay and determine the amount of cash they are eligible to borrow.

Wednesday, June 1, 2016

Check out These Epic 1 Hour Loans

Check out These Epic 1 Hour Loans


There is such a thing as 1 hour loans and you need to check them out if you need quick cash. You can have a completely official loan in one hour or less, and cash in your pocket by tomorrow morning. Let us tell you how to do it.

Go Mobile with 1 Hour Loans


That’s right! To start, all you need to do is pick up your mobile device and use our app. Fill out the application and click to submit it. Apply any time and from any location, as long as you have your phone or a tablet on hand.

Don’t Sweat the Details for 1 Hour Loans


We won’t ask you a million questions or make you hunt down some paperwork, fax it in, or even come in to a bank or store to talk to anyone. Just give us some really basic information, like your income and your bank account number, and we can match you to the perfect lender for your 1 hour loans.

With 1 Hour Loans No Credit is No Problem


Guess what most of our lenders don’t do? Check your credit score. Fear of being rejected for a low credit score is what holds a lot of people back from even attempting to borrow money. Our lenders rarely check that number and are more interested in other information, like your job history.

Get Approved for 1 Hour Loans in 90 Seconds


All you need to get an answer on your 1 hour loans is about a minute and a half. That’s how fast we work. We get you a lender and that lender gets you an answer in less than 90 seconds, so you can get on with your day and your life.

1 Hour Loans Are Ready in One Hour


You can get approved that fast, but did you realize you can actually have your loan official and ready to go in one hour? That’s why we call them 1 hour loans. Before the hour is up you will have applied, gotten approved, and e-signed your official loan document with all the terms in place.

Grab that 1 Hour Loans Cash Tomorrow


With a loan approved and official in under an hour, you can also expect to get cash in record time. Your lender will transfer funds by the next business day. Want cash tomorrow morning? Apply for 1 hour loans right now.

Monday, May 23, 2016

Make Ends Meet With Direct Lender Installment Loans

Make Ends Meet With Direct Lender Installment Loans


Paying back a payday loan all at once from your next paycheck can be tough. Not everyone’s budget is cut out for that all the time. Direct lender installment loans give you smaller payments and a longer repayment term so you can borrow the extra cash you need and repay it as agreed without unduly disrupting your household budget.

What Makes a Direct Lender Installment Loan Different From Other Options?


First Liberty Loans offers fast, convenient access to the cash you need with the least possible amount of hassle. The application is short and straightforward, and approvals take less than two minutes. Even better, the whole process is completed online, so it’s available 24 hours a day.

Online? Is It Safe To Provide All That Personal Info To A Website?


It’s completely understandable to be cautious when sharing personal data on the internet. Hardly a week goes by without a big story breaking about a recent information breach or hackers breaking into a large retailer’s database and releasing personal information. Of course it’s true that these things happen – but it’s also true that most of us are quite comfortable completing other financial business online. It’s become routine, doing our banking or paying bills through a website. Direct lender installment loans are processed through the same type of encryption security as banks and other financial sites.

Don’t Let Bad Credit Stop You From Applying For A Direct Lender Installment Loan


Even if you’ve had credit problems, you can be approved for this type of short term loan! That’s because our dedicated direct lenders don’t use the standard approval process. They have their own method of decision-making that doesn’t rely on the usual credit bureau reporting tools.

Do I Even Qualify? What Are the Requirements?


Nearly everyone qualifies – some for as much as $1500! If you have a job, a bank account, and an income that meets the minimum requirements, your chances of approval for a direct lender installment loan are excellent!

Do I Need A Scanner Or A Fax Machine? Will They Ask For My Old Tax Returns Or Pay Stubs?


There’s no upload of documentation required – unlike bank loans you will not be asked for financial documents such as prior year tax returns. No scanner, no fax – no problem! All you need to do is fill out the three-step application and wait for your online approval to come in.

How Do I Make Payments? Is There A Penalty If I Forget To Mail A Check?


It’s easier than that – payments are drafted directly from the same bank account your loan funds are deposited to. You don’t have to do a thing – it’s all arranged when your approval comes in.

Monday, May 16, 2016

4 Ways Direct Installment Loan Lenders Can Help You Right Now

4 Ways Direct Installment Loan Lenders Can Help You Right Now


Our direct installment loan lenders are standing by right now to help you get the cash you need to take care of business. Whether your paycheck wasn’t as big as you expected and you ran short, you got some extra bills in the mail this week, or you had an emergency that is expensive, you can count on our direct installment loan lenders to help you out, and they can do it right now.

1. Our Direct Installment Loan Lenders Get You The Cash Now


You don’t have to wait days or weeks to get approved and get your hands on the cash you need. Let our direct installment loan lenders get you approved within 90 seconds and put cash in your bank account right away. Most of our borrowers can access the cash they borrow by the very next morning. Think of what you could do with that money tomorrow.

2. Let Direct Installment Loan Lenders Get You Cash with No Hassle


Borrowing money doesn’t have to be a major event. All you really need is your smartphone. Pick it up, type in some information for our mobile app, and let our direct installment loan lenders do the rest of the work for you. It’s that easy. You don’t need to go anywhere, or even talk to anyone on the phone if you don’t want to. Just apply, and get your cash.

3. Direct Installment Loan Lenders Get You Cash Securely


Borrowing money doesn’t have to be a hassle because we do it online. That doesn’t mean you have to worry about security, though. You can count on our top-notch encryption software to protect your personal information as we send it to the lender direct installment loan lenders who will help you get cash. And don’t worry about anyone else getting that information. We send it to your lender only; no one else gets it.

4. Our Direct Installment Loan Lenders Provide Repayment Flexibility


What our direct installment loan lenders offer that is truly unique for payday loans is a way to repay the money in installments. Instead of repaying the entire amount on your next payday, you can work with your lender to develop a schedule of smaller repayments that work best for you. Let our lenders do everything they can to help you out today. All you have to do is apply.

Tuesday, May 10, 2016

24 Hour Payday Loans Are the Answer When You Need Cash Fast

24 Hour Payday Loans Are the Answer When You Need Cash Fast


24 Hour Payday Loans
Do you know anyone who doesn’t worry about money? Many of us were brought up to believe it’s not polite to discuss finances, but just between us – even making a comfortable income, even if you own your own home and drive nice cars and take a family vacation every year, we’re always skating pretty close to the edge, right? Just one missed paycheck, one major unexpected repair bill, and you could find yourself in a really scary place financially – just like most of the rest of us. And nobody’s talking to each other about it, so those who have discovered 24 hour payday loans don’t get the chance to tell their friends that they don’t have to live with the worry or uncertainty anymore.

Speed and Simplicity are the Keys to 24 Hour Payday Loans


There are a lot of ways to get extra cash. Most of them are loans of some kind – credit cards, pawnshop loans, personal loans from your bank or credit union – but there are others as well such as part-time jobs, consignment shops, yard sales, and even being a medical research subject! Other than getting a second job, which can take far too long to be practical when you’re in a crisis, most of the more creative solutions aren’t reliable enough to count on to provide income whenever you need it. Credit cards are great if you have them, if you have good enough credit scores to get them – but the downside is that we all have a tendency to repay them much more slowly than we plan to. We think we’ll pay them off right away, and only pay interest for a few months, but a year or more later the card has a higher balance than ever as the interest has continued to accrue and build up every month while we kept making the minimum payment amounts. Pawn shops make you risk losing your belongings if you can’t repay the loan on time, and banks have all sorts of red tape and hoops to jump through. 24 hour payday loans, on the other hand, put cash right into your bank account within a single business day – and they do it with a bare minimum of time and trouble.

Bad Credit? No Credit? Either Is Just Fine With 24 Hour Payday Loans


24 Hour Payday Loans
Bank loans and credit cards rely heavily on your credit score to determine whether you are eligible for the loan or card. In many areas of our economy, in fact, your credit score can make or break your ability to reach your life goals. Unfortunately many people have found themselves saddled with a lot of negative credit issues through no fault of their own. Businesses fail, the mortgage industry collapsed, and people who were just trying to live their lives got caught up in the mess. For those people, 24 hour payday loans can be a lifesaver. They fill in the gaps where credit cards and easy bank credit used to be. They may cost a little more (or they may not – details vary greatly) but they’re a lot faster and request far less personal information when you apply. Sometimes easier is better!

Monday, May 9, 2016

When Emergency Strikes, A Payday Line of Credit Can Save the Day



When Emergency Strikes, A Payday Line of Credit Can Save the Day


Payday Line of Credit
Crises come in all shapes and sizes. Sometimes a giant repair bill appears with no warning, while other times you know there’s a shortage coming because your work hours were cut just enough to cause a problem making ends meet that week. Either way, you need a solution quick when it’s a matter of putting food on the table. A payday line of credit gets you cash quickly, and best of all it’s going to keep being there when you need it – for both the expected and unexpected times your budget falls short.

Payday Line of Credit Is A Loan You Apply For Once and Use Again and Again


When life gives you lemons, the last thing you have time for is tracking down the knife and the juicer, the pitcher, spoon, and sugar – you just want to make lemonade, right now without any complications. When you’re sitting in an emergency room waiting to find out if your child’s knee is torn or broken or just sprained, the last thing on your mind is the bill that’s waiting at the end. Your only concern is for the health of your loved one – and afterward you want to fill any necessary prescriptions, pay the copayment, put gas in the car and buy the injured child their favorite meal, all without putting your bills or other necessities at risk. Knowing you have an approved payday line of credit means you can access the extra cash you need with only about a day’s lead time for the funds to be transferred to your bank. As long as you haven’t exceeded the limit – and all the repayments you make go back into your available balance – you can be confident that you’re prepared for emergencies large and small.

Approval for a Payday Line of Credit is Faster and Easier Than You Think


Payday Line of Credit
Traditional loans seem to make things more complicated than they have to be – lots of questions, lots of paperwork, long waits to find out if you’re approved. If you’ve got good credit it’s a difficult anxious process, but if your credit is damaged it’s even worse because you know you’ll probably get turned down. You’ll have wasted all that time, plus it’s discouraging and embarrassing. With a payday line of credit, the process is quick and convenient – and you can apply at any time of the day or night because the entire process is conducted online. The speed of the internet has changed the loan industry in many ways and this is one of the first and best. In addition, any past credit problems are no problem at all. There’s no credit check, so nearly anyone qualifies. Long-term lenders need to concern themselves with your personal and financial stability over the course of years – but since when you borrow from your line of credit the funds are repaid within about thirty days, lenders have the opportunity to use a different set of criteria when making their decisions. It's a win-win situation for everyone!