Monday, April 3, 2017

The Truth Behind the Myths of Short Term Loans

The Truth Behind the Myths of Short Term Loans


Some people call payday loans predatory lending; some say that short term loans get poor people into cycles of debt; others say that only desperate people choose to use these loans. We have an alternative view that is much more positive. The people who perpetuate these myths are the people who never need to rely on these loans. Let’s get behind the popular myths about short term loans and get to the truth.

Myth #1 – Short Term Loans Are Only for the Desperate


Anyone who has used short term loans would resent this characterization. People who take advantage of this kind of loan know what they are doing. They are as capable as anyone else of making informed decisions about money and borrowing. They know that they have multiple options when it comes to borrowing money and that they are not all one-size-fits-all. Some loans work better for some people and sometimes just for a particular situation. For instance, short term loans are great for those times you need just a small amount of cash, but you need it quickly.

Myth #2 – Short Term Loans Are Not Affordable


The interest rates on short term loans are higher in general than the rates on other loans. This fact has led a number of critics to say that no one can realistically afford the loans. There are very good reasons for the higher rates, though. These loans have short terms. This means borrowers have the debt for only a week or two. The result is that they pay just a little bit in interest, maybe $20 or $30 per loan, a reasonable fee that gets them quicker cash than other, longer term loans.

Myth #3 – Lenders Offering Short Term Loans Prey on Poor People


Lenders that offer short term loans are not evil people out to make only a buck. And they certainly aren’t out to trap poor people. What kind of money can be made from people who have none, after all? If you apply for these loans you’ll see that there are few requirements, but one important requirement is that you have a job and a certain income level. These lenders will not give loans to you if you do not have the income to be able to repay the loan. It just doesn’t make sense to do so.

Myth #4 – Short Term Loans Lead to Unending Debt Cycle


Another big myth about short term loans and payday loans is that once you get into them you never get out. This is more of a reality for credit card debt than for these loans. Our lenders actually want you to repay your loan. This is why they consider income and job history such important factors for getting approved. They want you to be able to take advantage of the quick cash, use it to improve your circumstances, and then repay it with your next paycheck. These loans were not designed to be a cycle of debt, but to be a one-time deal. Now that you know the truth behind these myths, apply for short term loans whenever you could use the extra cash.

Monday, March 27, 2017

Strict Credit Requirements Keeping You Broke? Try Our Installment Loans For Bad Credit!

Strict Credit Requirements Keeping You Broke? Try Our Installment Loans For Bad Credit!

If you’re struggling with bad credit and financial problems, there’s no reason to feel embarrassed or alone. Recent studies have shown that 30% of Americans have bad credit – that’s almost 950 MILLION people! It’s a wonder there aren’t more options for such a large group of people to get financing or loans – that’s why we created the installment loans for bad credit. It’s a unique product, and we’ve teamed up with the most highly regarded lenders in the business to give you the best possible rates, loan terms, and overall experience. You won’t find a faster, easier loan process anywhere – in fact, you can get an installment loan for bad credit without leaving the couch. Our application takes less than five minutes to complete, and it’s as easy as being a citizen, who is 18 or older, with a job and a bank account. That’s it! What are you waiting for? Apply for an installment loan for bad credit through our website today.

Installment Loans For Bad Credit Are The Solution To Your Financial Problems

Most banks offer ‘low credit’ options, but they usually only provide low-limit loans and financing requiring expensive down-payments and lots of time wasted finding old tax forms, bank statements from years and years ago, and sometimes even physical collateral for a loan. Not only do our installment loans for bad credit help you keep your belongings and valuables safe, we work exclusively with lenders who have years and years of experience helping people with bad credit get financing. So once you’ve gotten your installment loan for bad credit from our lenders, they’ll report all on-time payments to the credit bureau, which could raise your score in a few months and make it possible for you to get other loans or credit card offers! When done through the right professionals, an installment loan for bad credit can not only help you today, but it can brighten tomorrow’s future too.

These Installment Loans For Bad Credit Are Bigger And Better Than Payday Loans!

You’ve most likely seen the pros and cons list for payday loans, and while they are very helpful in a pinch, sometimes they just can’t provide the funds or long-term assistance like an installment loan for bad credit can. If you’ve applied for a payday loan of 8,000 but were cut off at $4,000 by the lending company, try applying for an installment loan with four installments of $2,000 each. Our lenders are flexible, experienced, and ready and willing to help you solve your financial problems – no matter how big or small! While payday loans are meant to be paid off pretty quickly and in one big payment, installment loans for bad credit offer flexible repayment plans with many options so you can choose the payment dates that work best for your budget. With so many options available today, it just makes sense to use an installment loan for bad credit to make your money work for you – and not the other way around.

Monday, February 20, 2017

Thinking about Payday Loans? Here’s What You Need to Know

Thinking about Payday Loans? Here’s What You Need to Know


If you have considered getting payday loans, you have probably given it some careful consideration. Or maybe you just heard about these loans and they sound interesting, but you aren’t sure they would be right for you. In either case, you’re smart to think about it before taking the leap. Making financial decisions is nothing to be taken lightly, even when it means borrowing just a couple hundred dollars. If you’re in the market for payday loans, here’s what you need to know about them to make the right choice for you.

Payday Loans Are Short-Term Loans


Some people hesitate to take out any kind of loan because they are worried about being in debt and paying interest fees. What you need to know about payday loans is that they are short-term, unlike traditional loans. You can repay these loans within a week or two of taking them out, so you will not only be debt-free again in no time, you will also pay very little in interest. Most people worry about being able to afford loans, but payday loans are designed to be affordable for most borrowers.

Repayment of Payday Loans is Automatic


Another concern some people have is being able to remember to make repayments on a loan. When you forget or make late payments on a loan, it can really cost you. It will cost you in late fees and damage done to your credit score. The great news with payday loans is that repayment is done automatically on the due date. Your lender makes a withdrawal from your account, so you don’t have to try to remember the date.

Payday Loans Are Available Online


When you’re ready to apply, don’t go to the bank for payday loans, or even to a cash advance store. There is a better way to do this. You can get payday loans online and why shouldn’t you? There’s no need to go anywhere when you can apply online or with a mobile app on your device. From any place you can apply and have access to payday loans in just a few minutes.

Bad Credit is No Problem with Payday Loans


Applying is easy and convenient, and so is getting approved. Credit is not an issue for most borrowers with payday loans because it is not a disqualifying factor in the approval process. It is possible to get approved even if you have a lower score. Each of our lenders uses a proprietary method for approving applications and a traditional credit check does not usually come into the equation. Rest assured that getting the cash you need will not rely on your credit score, but that borrowing responsibly now could actually improve your score.

Now that you know more about payday loans, you have the information you need to make the right choice. Do you need cash now? Do you worry about being in debt for too long? Do you have a lower credit score? If you can say yes to all of these, payday loans are probably right for you.

Monday, February 13, 2017

Feel the Excitement of a Refund Check Now with a Tax Anticipation Loan

Feel the Excitement of a Refund Check Now with a Tax Anticipation Loan


Few things feel as good as getting extra money. Whether that’s a bonus from work, the money that your friend has owed you for months, finally repaid, or best of all, your hard-earned cash returned to you from the IRS. Some people dream of using it for a special treat, while others will use their tax refunds responsibly, to pay bills or pay down debt. Either way, it’s an exciting thing to get extra money. Your actual refund may not arrive for weeks, or even more than a month, but we can help you get that cash now, thanks to our tax anticipation loans.

What is a Tax Anticipation Loan?


A tax anticipation loan is a small, personal loan that you can get with minimal hassle or time invested. You can use the cash to pay bills, to tide you over until your next payday, or to spend on an investment or a special splurge you’ve been planning for you or your family. The loan is based on your income and paycheck, but you can also use it as a way to get your tax refund sooner. You don’t have to repay it with your refund, but if you know you have that check coming, it may help you feel better about being able to repay a small loan.

How to Apply for Tax Anticipation Loans


With our tax anticipation loans you can apply easily and quickly. We have two options for you: You can apply online by filling out an application or you can apply through a mobile app that you can access through your phone. With either option, you get a quick and easy way to provide us with the information we need to get a lender to approve you. It’s simple, fast, and stress-free. Do it any time and from any location as long as you have a computer or mobile device. You can even apply from home in the middle of the night if that is most convenient for you.

What to Expect after Submitting a Tax Anticipation Loan Application


If you have never gotten a loan this way before, you may be unsure about it. Let us put your mind at ease by letting you know what to expect. Once you submit your information through the application, which is kept secure on line through encryption, we send it on to a lender from our selective network of professionals. That lender will take a quick look at your tax anticipation loan application, and most likely approve you in about a minute. You will get a virtual loan document to e-sign to make the loan official, and within 24 hours or less you should see the cash in your account. Your lender only needs to transfer the money there and you will be ready to use it.

How to Enjoy Your Tax Anticipation Loan


This is the exciting part of getting a tax anticipation loan: spending the money. Once you see the cash in your bank account, you can start spending it. Withdraw the cash or use your debit card or checks and spend the money however you want. Your lender will deduct what you owe on the correct date, so all you have to do is enjoy spending the money you earned. Apply for your tax anticipation loan right now and start feeling the trill of having extra cash to spend.

Monday, February 6, 2017

Make the Smart Choice about Loans Using Income Tax Advances Reviews

Make the Smart Choice about Loans Using Income Tax Advances Reviews


In this age of so much information, shopping around is easier than ever. But, sometimes the amount of information out there can be overwhelming. We can help you make getting a tax loan easier by providing you with income tax advances reviews. These reviews will help you find out why other people, just like you, chose these loans and how the extra cash helped make their lives a little bit easier.

Read Income Tax Advances Reviews to See How People Rely on These Loans


When you read the income tax advances reviews that people have felt compelled to write after receiving such great service, you will quickly see that they really depend on this cash. You’ll read stories of people who needed the money to avoid overdrawing their bank accounts, to avoid asking family for money again, and even to make sure they could keep their kids fed and avoid having to decide between one expense and another. Having your tax cash early from these loans could be just as useful as it has been to these review writers.

Let Income Tax Advances Reviews Show You How Easy it is to Get Tax Money Now


You don’t actually have to wait weeks and weeks to get the money from your tax refund. In fact, you can have that cash soon and you can have it easily. When you read through these income tax advances reviews, you will be able to see just how easy it is. People write about their experiences with applying at home, on the bus, or even at work with a mobile app. It literally takes just a few minutes to apply because our lenders also make approval easy to achieve. Our reviewers will show you that these loans are easy and make getting your tax refund sooner a breeze.

Income Tax Advance Reviews Help You Bite the Bullet and Go for It


The best thing about these income tax advance reviews is that they help you feel better about going for it. You can get the confidence you need to take a chance thanks to reading the experiences of other people who are a lot like you. Sometimes we all need a little push to do what we know we should. Once you do get this loan to advance your tax refund, you’ll be among the many people singing its praises in the tax advance reviews.

Monday, January 30, 2017

Cash To Go Using Your Mobile Phone

Cash To Go Using Your Mobile Phone


The new year brings new challenges and unexpected expenses requiring cash to go. Don’t have enough savings no problem. Apply online with a quick and easy online application, using your mobile phone, and get cash to go the same day. Use your mobile phone and let our lenders compete for your business and provide you with the best rates. Let convenience reign and get cash to go now with a simple online application process right from your phone.

How To Get Cash To Go With An Online Payday Loan


Nothing seems to be free these days -- not even applying for cash to go with an online payday loan. Let us help you get cash to go with our patented service that NEVER charges fees to assist you. Get the best rates and a fast loan response with our affiliates for all your cash to go needs. We’ve already done all the legwork for you, and we make your life easier by referring you securely and quickly to the best lender for your situation. Apply in minutes and our amazing affiliates will contact you immediately – you’ll be approved and have cash to go faster from our lenders than from any bank. Our lenders help people banks may not deem worthy and make the process fast, convenient, and simple. At a time when nothing seems easy get cash to go through our affiliates with an online payday loan.

The Best Online Cash To Go Advances


Sometimes it’s hard to know what makes something or someone the best and sometimes you just know. Our affiliates are fantastic because they make the online cash to go advance process rapid, practical, and stress-free. It’s essential in today’s world to choose wisely when picking a lender, and that doesn’t change because of a low credit score or negative marks on your report. Our lenders understand that life happens, and they specialize in working with people who have less than perfect credit but still need cash fast. With a quick and simple online loan process, our affiliates offer the best online cash to go advances. Apply today and get a cash to go advance in minutes, with no collateral or credit score requirements.

Earning Cash To Go Online Made Easy


Unexpected expenses are just that -- unexpected. When you need cash to go now, our lenders are excellent at making the process easy and convenient. The application process for our cash to go advances can be done online – you don’t even need a computer. You can use any tablet or smartphone (or a computer if you have one) to complete the cash to go process from start to finish. When the stress is piling up and something unexpected happens let our simple online cash to go advance help. Our loans are discreet, easy-to-use, and secure. When you need cash fast, turn to our experienced and world-renowned group of lenders to help ease your mind with cash to go. Apply today!

Monday, January 23, 2017

Tax Season Is Here – Now is the Best Time for an Income Tax Loan

Tax Season Is Here – Now is the Best Time for an Income Tax Loan


No one gets excited about tax season, except maybe for tax preparers, but we have a great reason for you to be thrilled that tax time is finally here: income tax loans. These loans can provide you with the cash you need for current expenses, and you don’t have to file your taxes first or wait for your refund check to come in the mail. Here’s everything you need to know about these amazing loans.

An Income Tax Loan is Easier to Get than You Think


Don’t make the mistake of thinking this will be a hassle and that it will be easier to simply wait for your refund check to arrive. These loans are so easy you won’t believe it until you try it. You can apply with a mobile app, from anywhere and at any time of day, or even night. It takes just a few minutes to complete the one page application for an income tax loan. Once you have completed this easy step, the rest of the work is done by your lender. You just wait to get approved and then to have the money transferred to your bank account. There is no check to pick up and no visit to the bank.

An Income Tax Loan is Way Faster than the Actual Refund


The IRS can take weeks, sometimes even months to get you the cash you are rightfully owed. With an income tax loan, on the other hand, you can have that same cash much sooner. You can get approve on the same day you apply, and get your cash by the next morning. It’s like an advance on your refund, so you can feel comfortable knowing you will have the cash from your taxes to make repayment. It’s a totally risk-free way to get quick cash.

Spend Your Income Tax Loan However You Want


This income tax loan comes with no strings attached. This isn’t like when you borrow money from your parents and they make you feel guilty if you want to splurge a little on yourself. Go ahead and use this cash to go out to dinner after all your bills are paid. Why shouldn’t you enjoy a treat now and then? You work hard, you paid your taxes, and you can spend your refund and your income tax loan cash any way you want. Get started right now, even if you haven’t filed your taxes yet, and you can start enjoying your refund as early as tomorrow.